DON'T LIVE A MORTGAGE NIGHTMARE

Hi folks, Tom Sachs from Coldwell Banker Residential brokerage back with you, when you decide that you want to purchase real estate and you require a mortgage to do so, you must deal with a mortgage professional that actually KNOWS WHAT THEY ARE DOING.
I cannot stress this point too strongly, when I was selling real estate in Florida, I had one of the best mortgage brokers I have ever had the pleasure of working with, lets call her Cindy.
Cindy had been in the business for 20 years and she was a people person as well, she made people feel comfortable dealing with this very stressful situation, often the mortgage cycle has a domino effect, all things need to fall in place in a very structured way and this requires total competence on the part of the Realtor and the mortgage person.
Since it is football season, I will use this analogy, the Realtor is like the quarterback, they mastermind the play and start the chain of events, the mortgage person is like the trusty, sure handed running back, the Realtor places a lot of faith in them and expects them to gain ground without fumbling, Cindy was that rare find, she always delivered and never dropped the ball, she knew the playbook backwards and forwards and never disappointed at the time of closing.
I cannot over emphasise the importance of having a mortgage person that understands all of the different programs, can work within deadlines and constantly tells the truth.
A good closing attorney is also an important part of the process, the attorney needs to be a COORDINATOR, they need to be vigilant and make sure that all applicable paper work is accounted for, they must be in constant contact with all concerned parties to the point of nausea, really.
My point is this, an incompetent mortgage person is the scourge of the home buying process, whether they are lazy, unorganized or just plain stupid. You will be well served to ask around, an especially shrewd move would be to ask a top notch Realtor, such as myself, we always seem have a Cindy that we can trust.

WWGD....WHAT WOULD GOMEZ DO?

Hi folks, Tom Sachs from Coldwell Banker Residential brokerage back with you, I know that it sounds crazy but I was watching an episode of the Addams Family the other day and I decided that I was going to try to be a little more like Gomez Addams, and heres why.
Sometimes it seems like the more convoluted seemingly ordinary situations get, the more irrational we become in dealing with them. Gomez always seemed to have a far fetched solution to even the simplest of conundrums.
The point that I am trying to make is that as we see our values, privacy and rights being trampled on in the name of progress and political correctness, the more we need to keep a silly grin on our faces and bewilder and befuddle those that would try to throw us off track of what we know is right, I like to be obtuse and blunt with those that try to weasel out of commitments and obligations by reminding them that they could be easily replaced, this upsets some folks but it also makes them look over their shoulder to see who is about to pounce.
You too can harness this feeling of power as long as you do it in the spirit of Gomez Addams, with a silly grin on your face.